Lunar Bank chooses FinanceKey to power real-time, API-driven liquidity management at scale
By FinanceKey
Lunar, one of the largest digital banks in the Nordics with more than one million customers, has chosen FinanceKey to support the next stage of its growth journey. By adopting FinanceKey’s platform, Lunar is making a strategic shift to real-time treasury, automation, and intelligent liquidity management – setting a new benchmark for how fast-scaling digital banks operate.

As Lunar continues its rapid expansion across the Nordics, the demands on its treasury are growing with it. Monitoring balances and moving funds intraday by logging into multiple e-banking portals several times a day quickly became a barrier to scale – an increasingly complex and resource-intensive approach for a bank of its size.
With FinanceKey, Lunar gains direct API connectivity to its banking partners and automated retrieval of bank balances on agreed schedules. Treasury now benefits from a consolidated, real-time view of cash positions – eliminating manual work, strengthening control and allowing efficient usage of capital.
Through FinanceKey’s single API, Lunar can also feed real-time data directly into its TMS, enabling accurate intraday liquidity management and supporting the bank’s continued growth.
“Our continued expansion across the Nordic region is underpinned by our commitment to operational excellence and financial resilience,” said Jesper Nielsen-Terp, Head of Group Treasury at Lunar. “By partnering with FinanceKey, we will be able to scale our treasury operations with advanced daily liquidity and cash management capabilities. This collaboration ensures greater efficiency, transparency, and control, supporting our growth ambitions while reinforcing the ability to deliver sustainable value to our customers and stakeholders.”
“By embracing API-driven automation, Lunar is showing how treasury can be a growth enabler and a valuable business partner,” said Veikko Koski, CEO and co-founder of FinanceKey. “They are building a treasury function that is scalable, resilient, and future-ready – an integral part of Lunar’s banking platform. It’s a model that allows forward-looking banks and fintechs across Europe can learn from.”
About FinanceKey
FinanceKey is a payment, cash management and banking connectivity platform built for enterprise finance teams. Companies use FinanceKey as their single source of real-time treasury data – either through its intuitive interface or by integrating its treasury API to power real-time workflows across existing systems. Trusted by global organisations, FinanceKey accelerates the shift to intelligent, connected treasury operations.
Media Contact: Alex Cannon, Head of Growth
+34 603 566 965
[email protected]
About Lunar
Lunar is a Nordic challenger bank, built to redefine what banking should be. Founded in Aarhus, Denmark, Lunar employs around 400 people across the Nordic region. In 2019, Lunar received its banking license and has since become one of the few banks with a Nordic banking platform. Today, over 1 million private and business users across the Nordics use Lunar.
Find out more at www.lunar.app.
Can’t get enough? Check out these latest items


