Embat
Embat is a European financial management and treasury platform with offices in Madrid, Munich, and London. It enables finance teams in mid-sized and large enterprises to manage reconciliation, forecasting, payments, and accounting in real time. Embat delivers real-time visibility and strategic decision making – eliminating up to 75% of manual finance tasks. Its in-house AI analyst, TellMe, acts like a real-time team member – flagging anomalies, predicting cash flow patterns, and offering data-backed recommendations – while keeping humans in control where it matters most.
The platform was founded by two former J.P. Morgan executives, Antonio Berga and Carlos Serrano, along with Tomás Gil, the former technology director at Fintonic Latam. Together, they lead a multidisciplinary team with experience in the financial and technological sectors.
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TEAM MEMBERS
Theo Wasserberg
Head of UK&I
Quique Fernández
Head of Treasury Transformation UK&I
André Reimers
Head of DACH







Recap & Recording: Goodbye Excel, Hello Smart Finance: Wie modernes Treasury echten Mehrwert schafft
23-04-2026 | In unserer deutschen Live-Session mit Embat zu „Goodbye Excel, Hello Smart Finance: Wie modernes Treasury echten Mehrwert schafft“ haben wir beleuchtet, warum Treasury heute weit mehr sein muss als reine Zahlungsverwaltung.
What is Host-To-Host (H2H) Banking Integration?
23-04-2026 | H2H banking creates a direct, encrypted connection between your ERP and bank systems, enabling automated batch payment processing without manual portal access.
Live Session: Goodbye Excel, Hello Smart Finance: Wie modernes Treasury echten Mehrwert schafft
08-04-2026 | In dieser Live-Session diskutieren treasuryXL und Embat, wie der Schritt von Excel zu Smart Finance gelingt, welche Stolpersteine es gibt und wie man das richtige Tool auswählt.
Your Treasury AI Just Approved 50 Perfect Transactions. That’s the Problem
25-03-2026 | AI and stablecoins are reshaping treasury, but without solid processes, the technology only scales your existing problems.
AI Lag in the Mid-Market: Stop Waiting for ‘Big AI’ and Start Automating Cash Management Now
10-03-2026 | Stop waiting for perfect AI readiness and start reclaiming time and cash visibility with focused SAP automation.
Visibility and Governance: How to Prove Compliance When AI Decides
04-03-2026 | When financial infrastructure prioritizes speed over visibility, the real risk is not failure of funds, but failure of clarity.