Embat
Embat is a European financial management and treasury platform with offices in Madrid, Munich, and London. It enables finance teams in mid-sized and large enterprises to manage reconciliation, forecasting, payments, and accounting in real time. Embat delivers real-time visibility and strategic decision making – eliminating up to 75% of manual finance tasks. Its in-house AI analyst, TellMe, acts like a real-time team member – flagging anomalies, predicting cash flow patterns, and offering data-backed recommendations – while keeping humans in control where it matters most.
The platform was founded by two former J.P. Morgan executives, Antonio Berga and Carlos Serrano, along with Tomás Gil, the former technology director at Fintonic Latam. Together, they lead a multidisciplinary team with experience in the financial and technological sectors.
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TEAM MEMBERS
Theo Wasserberg
Head of UK&I
Quique Fernández
Head of Treasury Transformation UK&I
André Reimers
Head of DACH







What Is Multi-Banking and How Does It Differ from Simple Bank Aggregation?
12-05-2026 | What is multi banking at its core? Here’s the short version: aggregation shows you what’s in your accounts, while multi-banking lets you act on it.
The Inner Circle: The Liverpool Treasury & Finance Dinner
05-05-2026 | Join us on the eve of the conference for an exclusive, invitation-only dinner at Gaucho, Liverpool, bringing together a select group of local and visiting finance leaders
37th Finance Symposium: Make Connections That Count
30-04-2026 | We’re excited to provide you with a preview of the treasuryXL partners who will be in attendance at Finance Symposium.
Recap & Recording: Goodbye Excel, Hello Smart Finance: Wie modernes Treasury echten Mehrwert schafft
23-04-2026 | In unserer deutschen Live-Session mit Embat zu „Goodbye Excel, Hello Smart Finance: Wie modernes Treasury echten Mehrwert schafft“ haben wir beleuchtet, warum Treasury heute weit mehr sein muss als reine Zahlungsverwaltung.
What is Host-To-Host (H2H) Banking Integration?
23-04-2026 | H2H banking creates a direct, encrypted connection between your ERP and bank systems, enabling automated batch payment processing without manual portal access.
Live Session: Goodbye Excel, Hello Smart Finance: Wie modernes Treasury echten Mehrwert schafft
08-04-2026 | In dieser Live-Session diskutieren treasuryXL und Embat, wie der Schritt von Excel zu Smart Finance gelingt, welche Stolpersteine es gibt und wie man das richtige Tool auswählt.