Carlos studied industrial engineering at the University of Las Palmas in Gran Canaria and the Technische Universität in Berlin. He worked for several years in London at financial firms such as J.P Morgan and TowerBrook Capital Partners, before launching Embat with Antonio Berga and Tomás Gil. Embat is the next-generation treasury management tool, providing a centralised platform for banking connectivity, treasury processes, payment automation and automated accounting and reconciliation. This allows finance teams to save up to 75% of the time dedicated to these tasks, while providing real-time and global insights on cash and debt positions.