MEET FRANÇOIS DE WITTE
After having worked for more than 30 years in banking, François launched his own consultancy activity, FDW Consult, Services BV, specialized in banking, finance and treasury consulting. From 2014 to 2016, he was also Solution Partner Treasury & Finance at USG Professionals. Since then, he took up several assignments, including one in the automotive sector with Ginion Group, with Ibanity, part of Isabel Group in the area of PSD2 and open banking, and with Gaming1 (In House Bank and Transfer Pricing Project). He has been independent Director at CKV, a small niche player mortgage and savings bank from 2019 until 2022, and worked from February 2023 to October 2023 as Group Treasurer ad interim with Bosal International.
François is lecturer of the course “Advanced Treasury” and “Cash and Working Capital Management” in the Master program “Finance and Treasury” at the IAE Management School (part of the University of Lille), and at Febelfin Academy. He also teaches and has a leading role in the Certificate in International Treasury and Corporate Finance Management organized by ATEL and the House of Training in Luxembourg. François is also mentor of Fintechs member of Fintech Belgium.
François has a master’s degree both in Law and Economics from the Katholieke Universiteit Leuven
CONNECT
Owner at FDW Consult
EXPERTISE
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International Cash management
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Treasury organization
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Working Capital Management
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Financing
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Structured Finance
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Advisory
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Banking Relationship
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Strategy and Negotiations
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PSD2 and Open Banking
Trusted Payments
| 25-2-2019 | François de Witte | treasuryXL | In any business transaction, there are risks. The Buyer wants to be sure to receive the goods or services before he makes the payment. On the other hand, the Seller wants to be sure to have his money before he releases the goods or deliver the services. The risks […]
The purpose of payment transfers
| 13-11-2018 | François de Witte | TreasuryXL | 1. Purpose of payments The payment is the act of paying money to someone or of being paid. Payment transactions (payables, disbursements) can traditionally be split along the way the way the money is transmitted. The most important transmission means are: The physical cash The bank transfer and its […]
PSD 2 Summer 2018 Update
| 30-08-2018 | François de Witte | TreasuryXL | In June 2018, I published a Spring Update on PSD2 (Payment Service Directive 2). Since then, things have moved, and hence I found it the right moment to provide an update you on some developments PSD2 and open banking. Main updates on the regulatory framework Several member states have […]
PSD2 Spring Update
| 18-06-2018 | François de Witte | TreasuryXL During the fall of 2017, I published a Summer Update on PSD2. Since then, a lot of things have moved, and hence I found it the right moment to provide an update you on some developments PSD2 and open banking. LIST OF ABBREVIATIONS USED IN THIS ARTICLE AISP: […]
Best read articles of all time – PSD 2: a lot of opportunities but also big challenges (Part II)
| 16-05-2018 | François de Witte | After having examined the detailed measures of the PSD2 in my first article, in the 2nd part we will examine the impact of PSD 2 on the market. In order to help you read the text we will once more start with a list of abbreviations. LIST OF ABBREVIATIONS USED […]
Best read articles of all time – PSD 2: a lot of opportunities but also big challenges (Part I)
| 15-05-2018 | François de Witte | The Directive 2015/2366 on payment services in the internal market (hereinafter PSD2) was adopted by the European Parliament on October 8, 2015, and by the European Union (EU) Council of Ministers on November 16, 2015. The PSD2 updates the first EU Payment Services Directive published in 2007 (PSD1), which laid […]