After having worked for more than 30 years in banking, François launched his own consultancy activity, FDW Consult, Services BV, specialized in banking, finance and treasury consulting. From 2014 to 2016, he was also Solution Partner Treasury & Finance at USG Professionals. Since then, he took up several assignments, including one in the automotive sector with Ginion Group, with Ibanity, part of Isabel Group in the area of PSD2 and open banking, and with Gaming1 (In House Bank and Transfer Pricing Project). He has been independent Director at CKV, a small niche player mortgage and savings bank from 2019 until 2022, and worked from February 2023 to October 2023 as Group Treasurer ad interim with Bosal International.

François is lecturer of the course “Advanced Treasury” and “Cash and Working Capital Management” in the Master program “Finance and Treasury” at the IAE Management School (part of the University of Lille), and at Febelfin Academy. He also teaches and has a leading role in the Certificate in International Treasury and Corporate Finance Management organized by ATEL and the House of Training in Luxembourg. François is also mentor of Fintechs member of Fintech Belgium.

François has a master’s degree both in Law and Economics from the Katholieke Universiteit Leuven


Owner at FDW Consult
Sr. Project Manager & Director Transfer1 SA


  • International Cash management

  • Treasury organization

  • Working Capital Management

  • Financing

  • Structured Finance

  • Advisory

  • Banking Relationship

  • Strategy and Negotiations

  • PSD2 and Open Banking