After having worked for more than 30 years in banking, François launched his own consultancy activity, FDW Consult, Services BV, specialized in banking, finance and treasury consulting. From 2014 to 2016, he was also Solution Partner Treasury & Finance at USG Professionals. Since then, he took up several assignments, including one in the automotive sector with Ginion Group, with Ibanity, part of Isabel Group in the area of PSD2 and open banking, and and with Gaming1 (In House Bank and Transfer Pricing Project). He currently is Senior Project Manager and Member of the Board of Directors at Transfer1 S.A. (Payment Service Provider – part of Ardent-Invest). He is also independent Director at CKV, a small niche player mortgage and savings bank.

François is lecturer of the course “Advanced Treasury” and “Cash and Working Capital Management” in the Master program “Finance and Treasury” at the University of Lille 2, at the Treasury Courses at the Vlerick Business School, at Febelfin Academy, and at SBM Opleidingen. He has also a leading role in the Certificate in International Treasury and Corporate Finance Management organized by ATEL and the House of Training in Luxembourg.

François has a master degree both in Law and Economics from the Katholieke Universiteit Leuven.


Owner at FDW Consult
Sr. Project Manager & Director Transfer1 SA


  • International Cash management

  • Treasury organization

  • Working Capital Management

  • Financing

  • Structured Finance

  • Advisory

  • Banking Relationship

  • Strategy and Negotiations

  • PSD2 and Open Banking