MEET Wayne Mills
Wayne Mills, Chief Product Officer at ETR Digital, is the former Head of Transaction Banking Solutions for Lloyds Bank and has over 30 years banking experience across multiple regions in both corporate and transaction banking.
After leaving banking in 2022, he founded Atom Advisory to advise clients (corporates, banks and technology firms) on a wide range of topics including strategy, commercialisation, operational frameworks and digitalisation across EMEA, US and APAC.
Wayne is also co-founder and investor in ETR Digital, helping businesses with working capital optimisation using digital negotiable instruments.
Combining wide strategic, technical and commercial acumen, Wayne brings particular expertise on open account trade from buyer, seller, funder, insurer and technology perspectives.
Wayne is a frequent speaker and moderator at leading events, fora and conferences around the globe. He is based in the United Kingdom
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Recap & Recording: The New Way Treasurers Are Managing Payables – Old Tool, New Tricks
11-03-2026 | In our live session with ETR Digital we explored how working capital notes and a digital marketplace can transform payables and supplier financing.
Live Session: The New Way Treasurers Are Managing Payables – Old Tool, New Tricks
26-02-2026 | Treasurers are finding simple ways to improve working capital without changing their business.
Şişecam issues first Working Capital Note™
21-06-2026 | Şişecam has completed the issuance of its first Working Capital Note™
ETR Digital Takes Home the Working Capital Innovation Award
25-11-2025 | Congratulations to the ETR Digital team!
Find Out Where Your Cash Is Stuck
20-10-2025 | Cash often sits idle in inventory, receivables, or slow, paper-based processes. Companies can release significant funds by identifying where cash is tied up.
Your liquidity isn’t hiding… it’s waiting to be unlocked
18-09-2025 | Even with all the advances in treasury and finance, too much working capital is still trapped unnecessarily