MEET Nirav Kanakia
As a seasoned fintech professional with a strong background in treasury management, I bring a unique perspective to the industry. With extensive experience at top-tier banks, including Citigroup and Mitsubishi UFJ Financial Group (MUFG), I’ve developed a deep understanding of the complexities and opportunities within corporate treasuries.
Prior to founding Credain, my tenure at MUFG included leading their Cayman Islands bank product. At Citi, I played a key role in shaping the future of corporate treasury, crafting algorithms and platforms that drove cross-border liquidity management for top corporate clients. I also led an AI-driven corporate working capital optimization fintech, developed market fund investment solutions, and created innovative products for the hedge fund and private equity industries.
As a passionate advocate for responsible innovation, I’m committed to harnessing technology to drive positive change. My approach is rooted in collaboration, with customers, market forces, and industry experts, to identify inefficiencies and barriers to progress.
With a strong foundation in computer science, an MBA from IIM Ahmedabad, and a relentless drive to create value, I’m dedicated to reimagining global banking for businesses worldwide.
My secret weapon? I still code. (I’ve developed an algorithm for global payments. More coming soon.)
CONNECT
“Only way to master the unknown is to make it Known ”
EXPERTISE
- Expertise in bank account optimization and bank rationalization, with contributions to the 2023/24 AFP study.
- Specialization in FX transactions and risk management for corporate clients.
- Development of liquidity pools and intercompany lending strategies.
- Experience in setting up in-house banking solutions for corporations.





Future of Fintech Report – ai video
18-11-2025 | Fintech has quietly matured into a more stable pocket of the innovation economy.
Treasury in the Age of Fintech: Insights from Money 20/20
05-11-2025 | The most transformative insight came from the convergence of two trends: agentic AI in financial operations and the rapid rise of stablecoins.
GENIUS Act Signed – Stablecoins Get Clarity! (pun intended)
30-07-2025 | Clarity is still coming soon (all cryptos may fall in to CFTC supervision). But for now we know what a stable coin is and what it is not.
AI vs. Stablecoins: Treasurers’ Surprising (is it) Verdict
23-07-2025 | Which will have a greater impact on treasury management – Generative AI or US-dollar stablecoins?
In House Bank – Your Money Works For You Under Your Watch
24-06-2025 | Most banking and corporate treasury experts agree that inhouse bank is a concept, an organization , a function that is created in multi national businesses.
Banking Without Bankers: The AI Bank – 2030
10-06-2025 | Is banking industry going to be disrupted ? Will there be AI bank(s) or Banks enabled by AI in 2030.