In our live session with ETR Digital we explored how working capital notes and a digital marketplace can transform payables and supplier financing.

RECORDING

Our panel discussed how digitization, legal frameworks, and platform design enable faster, auditable, and more widely funded trade financing across jurisdictions.

The session featured insights from the following lineup of speakers:


Key Takeaways

Baris Gokalp

  • All in the process is digital; we can follow all the flow in the digital way.” Baris here explained why FaturaLab + ETR Digital setup removed manual chasing and tracking across 12 countries , highlighting operational transparency and a single digital audit trail from ERP to funding.
  • In 15 minutes, the process can be finalized, and the supplier gets the money.” Baris used this when describing a live transaction flow for suppliers, illustrating the solution’s speed and the ability to deliver near-instant liquidity compared with traditional paper-based routes.

Dominic Broom

  • Working capital notes convert approved invoices or purchase orders into transferable instruments.” Dominic said this while walking through the product architecture, stressing the fundamental legal/structural shift that makes invoices financeable, tradable, and enforceable as distinct assets.

  • The supplier receives early payment in exchange for a small discount, often cheaper than funding.” Dominic used this to explain the commercial value proposition, showing how the instrument lowers supplier funding costs and aligns incentives for discounting versus costly alternative finance.

Emre Aydin

  • We executed 8 million invoices with $6 billion financing in our home country.” Emre shared this performance metric to demonstrate proven scale and reliability, evidence that the model works at high transaction volumes and is production-ready, not experimental.

  • You can digitize an invoice through ETR Digital and have multiple banks price it.” Emre stated this describing the marketplace model, emphasizing multi-funder competition, transactional pricing, and the move away from one-to-one committed facility models.

Conclusion

The session showed that digitising approved invoices into legally enforceable, transferable working capital notes can dramatically speed funding, increase access to liquidity, and reduce operational friction. Technology (platform + ERP Digital plugins) plus legal design are the twin enablers that let buyers, suppliers, and funders transact quickly and transparently. Corporate implementation focuses more on mindset, KPI alignment, and simple ERP integrations than on heavy new internal infrastructure.

The result: transactional, auditable, multi-funder financing that can improve supplier health and corporate cash flow.


Question to ponder: If your treasury could make specific suppliers immediately financeable at attractive rates, which suppliers would you prioritise and why?

If you would like to dive deeper, you can read the full use case here: https://etr.digital/Sisecam-case-study

To exchange ideas further, get in touch with Dominic Broom.

Can’t get enough? Check out these latest items