Payments Specialist (m/f/n) @ Spuerkeess

Luxembourg – Full-time

As a Payments Specialist, you will be responsible for ensuring the bank’s compliance with payment regulations and ensuring the smooth running of payment systems.

Your main responsibilities are as follows:

  • Analyze and interpret the operating rules of payment systems/schemes
  • Develop the strategic view in terms of the offering of payment products and services and ensure communication to other internal and external stakeholders
  • Analyze regulations and closely monitor developments related to payments at national and international level
  • Understand in depth relevant laws, regulations and standards
  • Assess the risks associated with non-compliance with regulations and the potential penalties
  • Identify areas where the bank may be vulnerable
  • Develop crisis management plans to address compliance-related emergencies, such as data breaches or regulatory investigations
  • Design strategies to ensure the bank complies with all regulations while maximizing operational efficiency and minimizing costs
  • Monitor industry trends, potential new regulations and technological developments that could impact payments
  • Provide advice to the bank on the steps to take to comply with current regulations
  • Prepare and manage compliance audits carried out by regulatory bodies or third parties
  • Ensure the preparation of the necessary documentation
  • Train department employees on payment regulations and how to comply with them

Required qualifications

  • Holder of a Bachelor’s or Master’s degree in Finance, Economics or similar
  • Professional experience in the field of payments
  • Knowledge of payment systems such as Target, EBA Clearing and Swift
  • Fluency in French and English; knowledge of Luxembourgish and German is an advantage

Technical skills

The acquisition of these skills can, based on demonstrated learning predispositions, be carried out through the supervision and training offered by the Bank during the taking up of office and the integration period.

Professional skills

  • Operation of Visa systems and interbank infrastructures
  • How the banking and financial sector works
  • Interbank payments
  • Payment systems
  • Development of a communication plan/project
  • Act as a “Subject Matter Expert”
  • Identification and management of strategic impacts
  • Decision making in one’s area of ​​expertise

Regulatory skills:

  • GDPR
  • Payment Services Regulations (e.g. PSD2)

Behavioral skills

  • Adopt a collaborative attitude with your professional contacts
  • Adopt a customer-centric approach that makes customer satisfaction a priority
  • Demonstrate open-mindedness in the face of change and adapt to the bank’s evolution
  • Demonstrate commitment and passion for carrying out one’s missions

Reasons to join Spuerkeess:

  • Voted most attractive employer in Luxembourg in 2023 according to the Randstad Study
  • Strong commitment to social and economic responsibility
  • Attractive salary conditions with public law status similar to that of state employees
  • Greater flexibility in working hours and hybrid working methods
  • Personalized coaching program with monitoring throughout integration
  • Wide range of training courses and strong internal mobility, synonymous with career development
  • Well-being activities at work and free Spuerkeess fitness room with group classes

Your application file must contain:

Please send us your CV and a cover letter by applying directly on our career site.

For diplomas obtained abroad, outside the Benelux, registration in the register of university diploma titles issued by the Ministry of Research and Higher Education must be submitted.

You will be asked for a criminal record during the recruitment process.

APPLY HERE