Find Out Where Your Cash Is Stuck

The working capital calculator lets you enter sales, cost of goods sold, inventory, receivables, and payables. It calculates how long cash is tied up in the business – the cash conversion cycle – and shows the impact of each component.

Step 1: Enter sales, cost of goods sold, inventory, receivables, and payables. The tool calculates the cash conversion cycle – how long cash stays in the business – and breaks down each component.

Step 2: Select your industry to load benchmark data, then test scenarios like extending payables. The calculator shows the impact on cash availability and interest savings in real time.

Step 3: Review business benefits. A PDF details liquidity, cost savings, and working capital formulas. Charts show the change in days and the corresponding cash effect.

No downloads or back-and-forth. Enter the numbers, see where cash is trapped, and watch how ETR’s digital negotiable instruments can release funds immediately.